Membership – Forenet Kredit and you

You can be part of the decision-making process.

Forenet Kredit’s members are customers of Nykredit and Totalkredit. We aim to secure homeowners stable mortgage loans all over Denmark – now and in future.

As a member of Forenet Kredit, you also participate in the election of members to the Committee of Representatives. Most members of the Committee of Representatives are elected by and among the members of Forenet Kredit.

The Committee of Representatives is the ultimate authority of Forenet Kredit. Its duties include the election of members to the Board of Directors of Forenet Kredit, which sets out the active ownership strategy and supports the Group in its endeavours to carry on financially sustainable business for the benefit of the customers.

Read more about the Committee of Representatives.

Contact

If you have any questions, you are welcome to contact us: kontakt@forenetkredit.dk
It is free to be a member of Forenet Kredit.

Who are the members and how many members are we?

Today, Forenet Kredit has more than 325,000 members, who are either borrowers of Totalkredit or customers of Nykredit. The potential number of members, however, is around one million Danes, which is the total number of borrowers with either Totalkredit or Nykredit.

We are thrilled to see that the number of members is steadily increasing and hope to welcome many new members in the future. It is important to note that if you are a Nykredit Realkredit borrower or a banking customer with a deposit or a loan of no less than DKK 50,000 with Nykredit Bank, you will automatically become a member of Forenet Kredit, whereas you need to apply for membership if you are a borrower of Totalkredit .

In September 2016, the Committee of Representatives resolved to amend the Articles of Association and the election rules so that you become a member of Forenet Kredit when you express an interest in the election to the Committee of Representatives. This means that you will become a member as soon as we receive your signed candidate statement or supporter form or when you apply for a voter card. Please take note of the deadlines.

Borrowers of Totalkredit

As a borrower of Totalkredit, you are eligible for membership of Forenet Kredit if you have a mortgage loan with Totalkredit or a secured homeowner loan that has been transferred to Totalkredit or Nykredit Realkredit. Membership of Forenet Kredit is free.

APPLY FOR MEMBERSHIP

If your loan with Totalkredit has been arranged through Nykredit after September 2014, you are automatically a member of Forenet Kredit. You are also a member if you participate in the election to the Committee of Representatives as either a candidate, supporter or voter.

This means that you will become a member as soon as we receive your signed candidate statement or supporter form or when you apply for a voting card. Please take note of the deadlines.

Am I already a member?

You are already a member if:

  • you have a mortgage loan with Nykredit Realkredit.
  • you have a deposit and/or a loan with Nykredit Bank of at least DKK 50,000.

Please apply for membership if:

  • you have a mortgage loan with Totalkredit. You are already a member if the loan has been arranged through Nykredit after September 2014.
  • you have a secured homeowner loan that has been transferred to Totalkredit or Nykredit Realkredit.

Stay up-to-date

Most e-mails from Forenet Kredit are in Danish.