{"id":19,"date":"2017-09-06T10:53:50","date_gmt":"2017-09-06T10:53:50","guid":{"rendered":"http:\/\/forenet-pre-indhold.dev\/forenet\/?page_id=19"},"modified":"2024-02-13T15:20:40","modified_gmt":"2024-02-13T14:20:40","slug":"about-forenet-kredit","status":"publish","type":"page","link":"https:\/\/forenetkredit.com\/about-forenet-kredit\/","title":{"rendered":"About Forenet Kredit"},"content":{"rendered":"<div   data-size='featured'  data-lightbox_size='large'  data-animation='fade'  data-conditional_play=''  data-ids='5527'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow'  data-interval='5'  data-class=' avia-builder-el-0  el_before_av_section  avia-builder-el-no-sibling  om-os-slider  av-small-hide av-mini-hide'  data-el_id=''  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-lazy_loading='disabled'  data-default-height='28.666666666667'  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-featured av_slideshow  avia-builder-el-0  el_before_av_section  avia-builder-el-no-sibling  om-os-slider  av-small-hide av-mini-hide avia-fade-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 60.992907801418%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><div class=\"avia-caption av-slideshow-caption\"><div class=\"avia-inner-caption\"><h2  class='avia-caption-title  '  itemprop=\"name\" >About Forenet Kredit<\/h2><div class='avia-caption-content  '  itemprop=\"description\"  ><p>We are the association behind Nykredit and Totalkredit. We aim to secure homeowners stable mortgage loans all over Denmark \u2013 now and in the future.<\/p>\n<\/div><\/div><\/div><img class=\"wp-image-5527 avia-img-lazy-loading-not-5527\"  src=\"https:\/\/forenetkredit.com\/wp-content\/uploads\/2017\/12\/pige-gemmer-sig-705x430.jpg\" width=\"705\" height=\"430\" title='pige-gemmer-sig' alt=''  itemprop=\"thumbnailUrl\"   \/><\/div><\/li><\/ul><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_1' class='avia-section main_color avia-section-no-padding avia-no-border-styling avia-bg-style-scroll  avia-builder-el-1  el_after_av_slideshow  el_before_av_section  small-content-section container_wrap fullsize'   ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-19'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-equal-height-column-flextable -flextable' style='margin-top:30px; margin-bottom:0px; '><div class=\"flex_column av_one_half  aquamarine  no_margin flex_column_table_cell av-equal-height-column av-align-top first  avia-builder-el-2  el_before_av_one_half  avia-builder-el-first  no-margin first-column-no-padding \" style='padding:50px; border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h1>About Forenet Kredit<\/h1>\n<\/div><\/section><\/div><div class=\"flex_column av_one_half  aquamarine  no_margin flex_column_table_cell av-equal-height-column av-align-top   avia-builder-el-4  el_after_av_one_half  avia-builder-el-last  om-os-links last-column-no-padding \" style='padding:50px; border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><ul>\n<li><a href=\"#who\">Who are we?<\/a><\/li>\n<li><a href=\"#owner\">Ownership<\/a><\/li>\n<li><a href=\"#background\">Background<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='who' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  avia-builder-el-6  el_after_av_section  el_before_av_section  small-content-section container_wrap fullsize'   ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-19'><div class='entry-content-wrapper clearfix'>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>Who are we?<\/h2>\n<p>We are the association behind Nykredit and Totalkredit. We aim to secure homeowners stable mortgage loans all over Denmark \u2013 now and in future.<\/p>\n<p>Our object is to be the principal shareholder of the Nykredit Group, which includes Nykredit Realkredit, Nykredit Bank and Totalkredit. In our capacity of principal shareholder, we ensure that the Group carries on financially sustainable mortgage lending and other financial business for the benefit of its customers.<\/p>\n<p>The ultimate authority of Forenet Kredit is the Committee of Representatives, which is composed of 104 members. Our members come from all parts of Denmark and are elected by and among the electoral groups: personal customers, business customers, bondholders and Group staff.<\/p>\n<p><a href=\"https:\/\/forenetkredit.dk\/om-os\/repraesentantskabsmedlemmerne\/\">Read more about the Committee of Representatives (danish)<\/a><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='owner' class='avia-section main_color avia-section-no-padding avia-no-border-styling avia-bg-style-scroll  avia-builder-el-8  el_after_av_section  el_before_av_section  small-content-section container_wrap fullsize'   ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-19'><div class='entry-content-wrapper clearfix'>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>Ownership<\/h2>\n<p>Forenet Kredit is the principal shareholder of the Nykredit Group, whose activities include mortgage lending through the Totalkredit alliance.<\/p>\n<p>Nykredit is the leading lender in Denmark and has provided home loans to the Danish people since 1851. The loans are mainly mortgage loans \u2013 a unique type of loan in Denmark.<\/p>\n<p>As Denmark\u2019s leading lender, we have a great responsibility. Moreover, as principal shareholder of the Nykredit Group, Forenet Kredit\u2019s primary task is to preserve this highly efficient system for raising home loans.<\/p>\n<p><a href=\"https:\/\/www.nykredit.com\/en-gb\/om-os\/organisation\/\" target=\"_blank\" rel=\"noopener\">See Nykredit&#8217;s ownership structure and organisational chart on Nykredit&#8217;s website.<\/a><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='background' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  avia-builder-el-10  el_after_av_section  avia-builder-el-last  small-content-section container_wrap fullsize'   ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-19'><div class='entry-content-wrapper clearfix'>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>Background<\/h2>\n<p>The co-operative movement has always been the core element of the association Forenet Kredit. It dates back to 1851 when the first Danish mortgage associations were formed.<\/p>\n<p>In 1972, 16 of these associations merged into Forenede Kreditforeninger and Jyllands Kreditforening. Forenet Kredit was formed by a merger of these two associations in 1985.<\/p>\n<p>In 1991, we decided to organise our mortgage lending business in a separate public limited company to ensure the best terms for Nykredit\u2019s customers.<\/p>\n<p>When Nykredit acquired Totalkredit in 2003 from a number of local and regional banks, Totalkredit customers could not initially become members of Forenet Kredit. This was changed in 2014 so that both customers of Nykredit Bank A\/S and of Totalkredit A\/S could become members.<\/p>\n<p>In September 2016, the Committee of Representatives resolved to amend the Articles of Association and the election rules so that, in future, it will be easier for Totalkredit&#8217;s customers to participate in the elections to the Committee of Representatives. If a customer wants to become a candidate, supporter or voter, he or she will become a member of Forenet Kredit as soon as we receive his or her signed candidate statement or supporter form or when the customer applies for a voter card.<\/p>\n<\/div><\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>We are the association behind Nykredit and Totalkredit. We aim to secure homeowners stable mortgage loans all over Denmark \u2013 now and in the future.<\/p>\n","protected":false},"author":6,"featured_media":5527,"parent":0,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"categories":[40],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>About Forenet Kredit - Forenet Kredit<\/title>\n<meta name=\"description\" content=\"We are the association behind Nykredit and Totalkredit. 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